Heat pump vs furnace vs boiler

Show homeowners heat pump vs furnace vs boiler on 15-year cost

Compare whole systems side by side on estimated 15-year cost of ownership, with assumptions the homeowner can read and the options that were ruled out, explained.

A 15-year cost of ownership comparison adds up installed price, estimated energy cost and maintenance for each system over 15 years. Tradewright builds that comparison for heat pumps, boilers, furnaces, mini-splits and dual-fuel systems from the home's own Manual J load and local energy prices, so homeowners compare whole systems, not sticker prices.

Illustration of the Tradewright interface · 15-year cost of ownership, side by side

How the comparison is built

  1. Step 1: Load and equipment

    Each option starts from the same Manual J load and a Manual S equipment selection, so every system is sized for the same house.

  2. Step 2: Installed price

    Install cost for each option comes from your own price book.

  3. Step 3: Energy and maintenance

    Estimated annual energy use is priced with energy rates you can see and change, and maintenance is added for each year.

  4. Step 4: Fifteen-year view

    Costs are totalled over 15 years and shown side by side, with options that do not fit the house marked as ruled out, with the reason.

Who it is for

  • Heat pump contractors

    Show the long-run case for a heat pump in numbers the homeowner can check.

  • Oil and boiler homes

    Lay out boiler replacement, oil-to-heat-pump and dual-fuel options in one view.

  • Comfort advisors

    Explain why one system fits better without a whiteboard or a spreadsheet.

  • Owners and sales managers

    Keep every advisor presenting the same, consistent assumptions.

How homeowners usually compare systems, and how Tradewright does it

System comparison in Tradewright compared with rules of thumb and load-calc-only tools
Rules of thumbLoad-calc-only toolsTradewright
Compares whole systems, not just equipmentNoNoYes
Estimated 15-year cost of ownershipNoNoYes
Assumptions visible to the homeownerNoSomeYes
Shows ruled-out options and whyNoNoYes
Priced from your price bookNoNoYes

Columns describe software categories and common practice, not specific vendors.

Questions

What does 15-year cost of ownership include?

Installed price from your price book, estimated energy cost based on the home's load and the energy rates you set, and estimated maintenance, totalled over 15 years for each system.

Which systems can be compared?

Heat pumps, boilers, furnaces, mini-splits and dual-fuel systems, in any combination that fits the house.

Are the savings guaranteed?

Savings and costs are estimates based on the assumptions shown. They are not guaranteed.

Why show options that were ruled out?

Homeowners often ask about a system they read about. Showing that it was considered and why it does not fit the house builds trust and saves a second conversation.

Can I change the energy prices?

Yes. Energy rates are visible inputs, so you can use local utility and fuel prices and the homeowner can see what was assumed.

Is this the same as the free heat pump vs furnace calculator?

The free calculator gives a quick estimate from a few inputs. In Tradewright the comparison uses the home's room-by-room Manual J load, real equipment and your price book.

See a heat pump, boiler and furnace compared on a real home.

A 20-minute demo on a real home in your territory.